Margin, cost & materials
Understand your margin, cost ratios, and material pricing against your peers.
22 articles · IQ
Understanding your margin
How Verinode reads your margin, why it leads with net income, and how to see what is moving it.
Material costs and pricing
See what you pay for materials against peers and catch pricing that is drifting above the market.
Cost ratios and labor burden
Break your costs into labor, materials, and subs, and understand why burden matters more than wage rate.
Invoices and cash flow
Track outstanding invoices and see which accounts tie up your cash the longest.
Setting cost targets
Set the margin and cost bars you want to hit, and track each one against your actuals and the peer median.
Cash flow and cash runway
Margin is the health of a job. Cash flow is the health of the week. A restoration business can be profitable on paper and still run short of cash, because the money you have earned is sitting in re…
Confidence dots and trust levels
Every headline figure on the Margin page answers a second, quieter question alongside the number itself: should you trust this enough to act on it? A margin built from a current-year P&L and a thic…
Leakage, the three gaps
Leakage is money you earned but never collected. The **Leakage** tile on the Margin page puts one number on it, and behind that number Verinode follows every job through four stages, what you estim…
Margin by job type
Margin by Job Type answers a question the headline margin cannot: *which kinds of work actually pay off once you load in their real costs?* A shop can run a healthy blended margin while quietly los…
Supplements and supplement chains
A supplement is a request to a carrier or adjuster to approve additional scope or additional pay on a claim after the original estimate. On restoration jobs, hidden damage, changed conditions, and…
The Adjusters view and scorecards
The Adjusters view turns the supplements you negotiate into a per-adjuster read: who approves, who stalls, and where money is being left on the table. Verinode builds a scorecard for every adjuster…
The Benchmarks view on Margin
The Benchmarks tab on the Margin page answers one question: where do your margin numbers stand against operators like you? It is a focused slice of the full [Benchmarks hub](/help/how-benchmarks-wo…
The Carriers view
The **Carriers** tab on the Margin page is a league table of every carrier, TPA, and private client in your book, ranked by revenue. It answers one question: where is each payer helping or hurting…
The cost profile behind your margin
The cost profile is the small set of assumptions Verinode uses to estimate what a job costs you when the actual costs have not flowed in yet. It holds your default labor rate, crew size, overhead p…
The Cost Structure view
The Cost Structure view is where you go behind the headline margin number to see *why* it lands where it does. It answers two questions: does your reported margin match what you can actually price…
The Findings view
The Findings view is the full list of everything Verinode has caught eating into your margin. You open it from the **Leakage** tile on the Margin page, or from the **Findings** tab. Where the Margi…
The Labor Burden view
Labor is usually the largest and least understood cost on a job. The wage on someone's offer letter is only part of what an hour of their time actually costs you. The Labor Burden view answers one…
The Margin page on mobile
The Margin page on the mobile app carries the same numbers as the web page, restructured for a phone. The web page anchors everything on a fixed hero band with side-by-side gauges, a full-width hea…
The Pricing view, cross-carrier rates
The **Pricing** tab on the Margin page is your private, cross-carrier comparison of the same line item's unit price across different carriers. When Liberty pays your dehumidifier rental at one rate…
Understanding your Operator Health score
The Operator Health score is the single "how am I doing" number for your business. It rolls the signals Verinode already reads from your data into one figure on a familiar scale, **580 to 820**, th…
Who sees what on Margin
Most of the Margin page is the same for everyone on your account. One part is not: **adjuster scorecards** are held tighter than the rest of the page. This article explains the roles Verinode recog…
Your true gross margin, reported vs normalized
The gross margin printed on your P&L is only as honest as the accounts behind it. In restoration, the single most common bookkeeping habit quietly distorts that number: field labor, job vehicles, a…