The Pricing view, cross-carrier rates

Overview

The Pricing tab on the Margin page is your private, cross-carrier comparison of the same line item's unit price across different carriers. When Liberty pays your dehumidifier rental at one rate and USAA pays it at another, this tab puts those numbers side by side so you can see who pays more and who pays less for identical work.

Everything here is built entirely from your own line-item data. It is operator-private: this is not a peer benchmark, and your pricing is never shared with carriers.

Where to find it

Open Margin from the sidebar, then select the Pricing tab. The comparison fills in on its own as estimates, supplements, and invoices flow into your account, there's nothing to configure.

How the comparison is built

Verinode reads the priced line items across your documents and groups them so the same work lands in one row:

1. 1Read every priced line item from your estimates, supplements, invoices, and job-costing reports.
2. 2Group items by description and unit, so the same work compares against itself, and a daily rental never gets mixed with an hourly one.
3. 3Attribute each item to the carrier on its document.
4. 4Take the median unit price each carrier pays for that line, so a single outlier estimate doesn't read as a rate.
5. 5Sort carriers within the row from highest-paying to lowest.

When Verinode has mapped a line to a canonical service code, several wordings of the same work (for example, the many ways an estimate can spell "dehumidifier daily rental") collapse into one row instead of fragmenting the comparison. Lines without that mapping group by their raw description.

When a line appears

A line shows up only once at least two carriers have priced the same line, the whole point is the comparison, and there's nothing to compare with a single carrier. Each carrier also needs at least two occurrences of that line before it counts, so one stray estimate never sets a "rate."

How to read a row

Each row is one line item. The header shows the description, the unit it's priced per, how many carriers are being compared, and the total dollars you've priced on it. On the right sits the Spread, the percentage gap between your highest-paying and lowest-paying carrier on that line.

Beneath the header, each carrier appears as its own card showing that carrier's median unit price and its sample size (n = the number of priced lines behind the median):

• The highest-paying carrier is highlighted and marked Top.
• The lowest-paying carrier is marked Floor, your clearest renegotiation target.

Rows are sorted by total dollar leverage, so the biggest spreads on the lines you price most float to the top.

The headroom hero

Above the table, Verinode summarizes how many distinct line items you price across how many carriers where comparison is possible, and calls out the line with the widest spread. It also estimates what closing half that spread across every line would be worth on the volume already in your system.

Empty states

The tab guides you toward the first comparison in two stages:

• No carriers priced yet, "Per-carrier rates appear once estimates flow in." Forward your estimates and supplements, and the moment two carriers price the same line, side-by-side rate cards appear.
• Not enough overlap yet, "Cross-carrier comparison needs more priced lines." Carriers are in your data, but no single line has been priced by two of them (each with at least two occurrences). More rows appear automatically as estimates land.

Data sources

Because this comparison is built only from your own documents, it stays entirely operator-private. Verinode is an independent data trust, your rate data is never sold to carriers. For how each carrier's overall margin and payment speed compare, see The Carriers view.