"Accidents: the 36-month record brokers price on"

What the Accidents tab shows

Every commercial auto broker asks the same question at renewal: how many accidents, how many at fault, and how much in claims, over the past 36 months. Most operators answer that question from memory, an old email thread, or a phone call to their agent scrambling to piece it back together. The Accidents tab is where that answer lives instead: a running log of every accident on the fleet, with the exact 36-month window a carrier looks at rolled up in one line above the table.

Verinode does not file claims, contact carriers, or make the fault call for you. It holds the record you log, so the number you give your broker is the number your own file already shows.

Where to find it

Open Fleet from the sidebar at iq.verinode.ai/fleet. Fleet opens as a horizontal row of cards: Roster, Maintenance, Compliance, Insurance, Drivers, Accidents, Costs. Accidents is the sixth card, carrying its own accent color in the tab strip so it reads distinct from Compliance's deadline-driven tone next to it. Click the card (or scroll to it) to open the tab.

You will also find a per-vehicle accident history inside each vehicle's profile: click any vehicle row (from Roster or from a row in another tab) to open its profile, then open its own Accidents tab. That view shows only the accidents tied to that one vehicle, with the vehicle's own 36-month total and at-fault count above it, badge count included in the tab label. Everything below describes the fleet-wide Accidents tab; the per-vehicle version is the same table, filtered to one vehicle.

The Accidents table

What it is. One row per logged accident, across every vehicle on the Roster, newest incident first.

What you see. A header line reads the total count on file, for example "6 accidents on file. Click a row to open the vehicle." Below it, a table with six columns:

• Date, the incident date.
• Vehicle, the vehicle's name, with its logged location underneath when one was captured (for example, "I-95 N, mile marker 312").
• Severity, one of Minor, Moderate, Major, or Total Loss. When injuries were logged, a small "· injury" tag appears next to the severity, colored to draw the eye.
• At Fault, Yes, No, or a dash when fault has not been determined. A "Yes" renders in the same attention color as the injury tag, since at-fault accidents are the ones that move your renewal price.
• Claim, the claim status (Not Filed, Pending, Open, Settled, or Denied), with the claim number underneath when one was captured (for example, "#12345").
• Amount, the claim dollar amount, or a dash if none was entered. Larger figures compress to the nearest thousand or million (for example, "$2.5k" or "$1.2M") to keep the column scannable.

Click any row to open that vehicle's profile, where the same accident sits inside the vehicle's own history alongside its maintenance and compliance record.

Sort order. The table is always sorted by incident date, most recent first. There is no column sort control on this tab.

Empty state. With no accidents logged anywhere in the fleet, the tab reads: "No accidents logged yet. Track collisions, claims, and at-fault history here: this is the answer to every broker's 'how many accidents in the past 36 months?' question." The Log Accident button sits beside that message, grayed out with a "Add a vehicle first" tooltip until at least one vehicle exists on the Roster tab. See the Roster tab for adding your first vehicle.

The 36-month roll-up

What it is. A live summary, computed from the accidents already on file, of exactly what a commercial auto carrier looks at when pricing a renewal: how many accidents happened in the trailing 36 months, how many of those were at fault, and how much has been paid or reserved on claims in that window. Verinode does not publish a target number or a peer benchmark here; this is your own record, read back to you the way an underwriter reads it.

What you see. In the header row beside the accident count, a compact line reads:

36mo: N total / N at-fault (optionally) · $X claims

• Total counts every accident whose incident date falls inside the trailing 36 months, calculated from today.
• At-fault counts how many of those were logged with At Fault set to Yes.
• Claims, when it appears, sums the claim amount on every accident in that same window whose claim status is Pending, Open, or Settled. Claims marked Denied or Not Filed are left out of the dollar total, since no money moved or is expected to move on them, but they still count toward the total and at-fault figures above.

The same roll-up appears inside each vehicle's own Accidents tab, scoped to that vehicle alone, so you can see whether one truck is carrying most of the fleet's claims history or the record is spread evenly.

What to do. Before a renewal conversation, open this tab first. If the at-fault count looks high relative to total accidents, that is the number your broker will lead with, and it is worth having your own explanation ready (a driver who has since been let go, a pattern tied to one route or one vehicle) rather than hearing the number for the first time from the carrier.

Logging an accident

What it is. The Log Accident button, in the tab header on both the fleet-wide Accidents tab and each vehicle's own Accidents tab, opens the Log Accident form. It is disabled (with a "Add a vehicle first" hint) until at least one vehicle exists.

1. 1Click Log Accident. The modal opens with today's date pre-filled as the incident date.
2. 2Pick the Vehicle involved (required). The dropdown lists your active vehicles by name, type, and plate.
3. 3Pick the Driver, if known. The list is pulled from your tracked drivers on the Drivers tab, each shown with the last four digits of their license on file when captured. Leave it on Unknown / not tracked if the driver behind the wheel is not one you formally track, for example a covered occasional driver. The accident still gets recorded either way.
4. 4Confirm or adjust the Incident date, and add a Location if you have one (street, highway, or mile marker).
5. 5Add a short What happened description if useful. This field, along with Notes further down, is encrypted at rest, since accident narratives frequently name other drivers, witnesses, or an adjuster contact.
6. 6Set Severity (Minor, Moderate, Major, or Total Loss), Days out of service if the vehicle was down, and whether Injuries were involved.
7. 7Set At fault (Undetermined, No, or Yes) and, if it has been established, Determined by (Undetermined, Operator, Adjuster, Police, or Court).
8. 8If a third party was involved, add their Third party name and Third party insurance carrier.
9. 9If a claim was filed, add the Claim number, set Claim status (Not Filed, Pending, Open, Settled, or Denied), and enter the Claim amount in dollars.
10. 10Add a Police report # and Police report URL if a report was filed, and any final Notes.
11. 11Click Log Accident to save. The button reads "Saving…" while the record writes, then the modal closes and the tab refreshes with the new row in place.

Validation. Vehicle and incident date are required; everything else is optional. Days out of service and claim amount must be zero or higher if entered; the modal blocks the save with an inline message if either is negative.

Best-practice example

Say your broker asks for your last three years of loss history ahead of a policy renewal. Open Fleet → Accidents and read the 36mo line first: "3 total / 1 at-fault · $4.8k claims." That is your whole answer in one glance, backed by the six rows underneath it if the broker wants specifics. Compare that to reconstructing the same answer from memory and a stack of old emails, which is the position most operators are in without this tab.

Related reading

• The Fleet section: your vehicle footprint at a glance
• Roster: your vehicles at a glance
• Maintenance: logging service history and reading your rhythm
• Insurance: tracking your commercial auto policy and renewal
• Drivers: license and MVR tracking
• Recurring costs: what the fleet spends every month
• Forwarding documents to Verinode
• Connecting your data