The Explore row and the five sub aspects

Five lenses on one bench

The Explore row on the Subcontractors page is five tiles, five different lenses on the same roster: All Subs, COI Current, Sub Spend, Missing COI, and Reliability, always in that order. Each tile previews its aspect with a headline number and a small visual, and tapping any of them opens the same swipeable in-page deck on that aspect. The deck's tabs run in the same left-to-right order as the tiles, so once you are inside you can swipe between all five without going back to the page. Every ranked bar inside the deck drills into that sub's detail deck; closing anything drops you back where you were.

What each tile previews

• All Subs leads with your sub count, and the caption beneath reads "[N] trades · billed on jobs", with a small bar preview of your largest subs by spend. It opens the deck on the full roster.
• COI Current leads with a percentage: how many of your subs carry a current certificate, captioned "of subs with a cert on file". A ring beside it colors the read, green from 90 percent up, caution from 70, red below that. It opens the compliance view.
• Sub Spend leads with the total dollars subs have billed across your jobs, captioned "billed across your jobs", with the same largest-subs bar preview. It opens the spend view.
• Missing COI leads with the count of subs that have no certificate on file at all, captioned "subs with no cert on file", with a gauge showing what share of the bench that is. It opens the missing-COI view.
• Reliability leads with how many subs have logged performance behind them, captioned "rated · [N] at risk". Before you have logged anything it shows a dash with the honest instruction "open a sub to log an engagement", which is exactly the door: reliability is built from the engagements you log, one sub at a time. It opens the reliability view.

Inside the deck, aspect by aspect

All Subs is the whole bench ranked by spend. The card opens with a line like "12 subcontractors on your books across 5 trades," then a segment bar splitting the roster by COI state (Current, Expiring, Expired, No COI), then the ranked list: each sub's name, their job count and COI status, and their billed total, colored by their coverage state. Long rosters cap the list and note "and [N] more."

COI Current is the liability view. It opens with the plain statement of where you stand, "[N] of [M] subs carry a current certificate of insurance. You are liable for a sub's coverage, so lapses are the ones to close first," a ring showing the current percentage, and the same coverage segment bar. Below, it lists only the subs whose certificates are expired or expiring, soonest expiry first, each with its expiry date, so the list is a work queue rather than a directory. When nothing is lapsing it says so: "No expiring or expired certificates. Every covered sub is current."

Sub Spend is the concentration view. It opens with "[$X] billed across your subs. Concentration is the read: a lot riding on one sub is a risk if their coverage or reliability slips," then total spend and sub count, then every sub with billed dollars ranked largest first. If nothing has been billed yet it reads "No sub invoices tied to jobs yet."

Missing COI lists the subs with no certificate at all, biggest spend first, because the more work a sub carries the more an unknown costs you. The card points at the exact door: "Request one from Certifications and they can send a COI in one tap." When the list is empty it reads "Every sub on your books has a certificate on file."

Reliability rolls up the logged performance across the bench: how many subs are rated, the average reliability score on a ring, and then only the subs reading Watch or At risk, worst first, each with their score out of 100 and any backcharge total. Before anything is logged it explains itself: "No performance logged yet. Open a sub and rate an engagement (on-time, callbacks, quality, backcharges), and reliability builds here." And when every rated sub is solid: "Every rated sub reads reliable. Nothing to review." How the score itself is built is covered in the reliability score.

The roster and its ordering

Below Explore, the Your subcontractors row is the roster itself, one tile per sub: their COI status as the label, their billed total as the headline (with "billed to date" beneath it, or "no invoices yet"), their name with logo, and a meta line with job count, spend, and coverage state.

The ordering is deliberate: attention first. Subs with an expired certificate come first, then expiring, then no COI on file, then compliant, and within each group the biggest spend leads. So the top-left tile is always the most urgent combination on your bench, the lapsed sub carrying the most of your work, and the quiet, covered, low-spend subs settle to the end. The row shows your top subs by that ordering; the full ranked list lives in the All Subs deck.

Before any subs exist, the row reads "Your subcontractors appear here as their invoices and certificates of insurance come in."

Data sources